Kiran Asso Pvt. Ltd.

Monday, August 19 2026

Source/Contribution by : NJ Publications

Pull out your SIP mandate from ten years ago and your salary slip from this month, and lay them side by side. One of those numbers has gro...

Friday, July 24 2026

Source/Contribution by : NJ Publications

We all love the monsoon. Children splash in puddles, families enjoy hot chai and pakoras, and the smell of wet earth. But for millions of In...

Friday, July 17 2026

Source/Contribution by : NJ Publications

In every conversation about mutual funds, risk comes up early. What is the risk in this fund? How much can the market fall? What if there i...

Tuesday, July 10 2026

Source/Contribution by : NJ Publications

Every investor who has ever considered a lump-sum investment has asked the same question: what if the market falls right after? So the mon...

Friday, June 26 2026

Source/Contribution by : NJ Publications

Many Indian households view health insurance through a very narrow lens. Pay premiums every year, hoping that you would never have to use th...

Tuesday, June 09 2026

Source/Contribution by : NJ Publications

The number is bigger than you think. The time is shorter than you feel. And the cost of waiting is greater than most parents realise.

Every...

Friday, May 22 2026

Source/Contribution by : NJ Publications

Health insurance in India has evolved significantly over the past decade. What used to be a simple hospitalization cover has now transformed ...

Friday, May 15 2026

Source/Contribution by : NJ Publications

Congratulations! You’ve received that long-awaited email: the annual increment. The salary hike has hit your account, and the immediate inst...

Monday, May 04 2026

Source/Contribution by : NJ Publications

Every time we hear a rags-to-riches story, see a social media post about someone who turned ₹50,000 into ₹5 lakhs, or read about a stock tha...

Friday, April 24 2026

Source/Contribution by : NJ Publications

Protect Your Income: Why A Comprehensive Personal Accident Insurance Matters?

Life is full of unknown risks. One can never really predict ho...

Friday, April 17 2026

Source/Contribution by : NJ Publications

The markets have been on a rollercoaster lately, and if you’ve been tracking the headlines this week, you’ve likely felt that. The Nifty i...

Friday, April 10 2026

Source/Contribution by : NJ Publications

"The investor's chief problem-and even his worst enemy-is likely to be himself."

- Benjamin Graham

We like to think of ourselves as rational...

Friday, March 27 2026

Source/Contribution by : NJ Publications

Why should life insurance be the first step in your financial planning?

When we think about "financial planning," our minds usually jump str...

Friday, March 20 2026

Source/Contribution by : NJ Publications

Introduction: The 'Save on Expense Ratio' Trap

Over the last few years, Direct Plans of mutual funds have been aggressively promoted across...

Friday, March 13 2026

Source/Contribution by : NJ Publications

Last week, as news of fresh geopolitical tensions (US, Israel attacked Iran) flashed across television screens, something predictable happ...

Friday, February 27 2026

Source/Contribution by : NJ Publications

Health insurance is one of the most important financial safety nets for you and your family. While buying a health insurance policy is a...

Friday, February 20 2026

Source/Contribution by : NJ Publications

India is more financially aware today than ever before. Mutual funds are part of everyday conversations, digital platforms have simplif...

Friday, Feb 13 2026

Source/Contribution by : NJ Publications

Every February, the nation pauses. Screens light up. Headlines flash.

What will the Union Budget bring this year-new tax slabs, higher deducti...

Friday, January 23 2026

Source/Contribution by : NJ Publications

Health insurance is one of the most important financial protections for a family today. Medical costs are rising every year, and a good h...

Friday, January 16 2026

Source/Contribution by : NJ Publications

We spend our entire lives working for money. We save, we sacrifice, and we watch our SIPs (Systematic Investment Plans) grow. But there ...

Friday, January 9 2026

Source/Contribution by : NJ Publications

The beginning of a new year feels like a fresh notebook-clean pages, new possibilities, and a chance to do things better than before. Whi...

Friday, December 26 2025

Source/Contribution by : NJ Publications

We Indians are great planners. We plan our weddings months in advance, we plan our children’s education years before they start school, ...

Friday, December 19 2025

Source/Contribution by : NJ Publications

In the dynamic, high-speed world of Indian finance-where a new stock tip goes viral every hour-it is easy to believe that wealth is bui...

Friday, December 12 2025

Source/Contribution by : NJ Publications

You track the markets, dissect earnings reports, and speak the sophisticated language of Alpha and Beta. You are a disciplined investor...

Friday, November 28 2025

Source/Contribution by : NJ Publications

As our parents age, their health becomes one of our top priorities. They have spent years caring for us, ensuring our wellbeing, and now...

Friday, November 14 2025

Source/Contribution by : NJ Publications

Once upon a time, spending money meant physically parting with cash. You’d open your wallet, count the notes, and feel the money leave ...

Friday, November 07 2025

Source/Contribution by : NJ Publications

Everyone's a financial expert these days - or at least, they sound like one.

Your social feed is filled with confident voices explaining...

Friday, October 24 2025

Source/Contribution by : NJ Publications

Owning a car is more than just a convenience-it is an investment and, for many, a dream fulfilled. But with this ownership comes responsi...

Friday, October 17 2025

Source/Contribution by : NJ Publications

Diwali is the season of lights, laughter, and celebration. But let's face it-it's also the season when wallets tend to open a little too...

Friday, October 10 2025

Source/Contribution by : NJ Publications

Building long-term wealth can seem like a daunting task, but what if there was a simple and disciplined approach that made it achievable...

Friday, September 26 2025

Source/Contribution by : NJ Publications

In today's uncertain world, securing your family's financial future is not just wise—it's essential. One of the most effective ways to ...

Friday, September 19 2025

Source/Contribution by : NJ Publications

The world of investing is changing rapidly, and at the heart of this transformation lies Factor-based Funds - a new-age approach where ...

Friday, September 12 2025

Source/Contribution by : NJ Publications

"Don't put all your eggs in one basket" - every investor has heard this advice. For mutual fund investors, this often translates to hol...

Friday, September 5 2025

Source/Contribution by : NJ Publications

When it comes to building a strong financial portfolio, most people focus on savings, investments, and growing our wealth. While these a...

Friday, August 29 2025

Source/Contribution by : NJ Publications

When most investors think about mutual funds, the first things that come to mind are returns, risk, and tax-saving. But behind the scenes ...

Friday, August 22 2025

Source/Contribution by : NJ Publications

As we celebrate the spirit of independence, it's a perfect time to reflect on another crucial form of freedom: financial freedom. While p...

Friday, August 01 2025

Source/Contribution by : NJ Publications

In the past few weeks, India has witnessed a spate of accidents that have shocked the nation. From the tragic Ahmedabad plane crash landi...

Friday, July 25 2025

Source/Contribution by : NJ Publications

We all dream of building wealth, seeing our investments grow, and achieving financial freedom. But often, in our pursuit of big returns, we...

Friday, July 18 2025

Source/Contribution by : NJ Publications

Most of us are wired to chase success stories in investing. We eagerly read stories of legendary investors and their incredible successes, ...

Friday, June 27 2025

Source/Contribution by : NJ Publications

When it comes to health, we all want the best care for ourselves and our family. Medical expenses are rising quickly and unexpectedly, havi...

Friday, June 20 2025

Source/Contribution by : NJ Publications

The office air is thick with excited whispers of appraisals and increments. New salaries are hitting accounts, and for many, that sweet bon...

Friday, June 13 2025

Source/Contribution by : NJ Publications

This Father's Day, as you scour for the perfect gift - another wallet, a gadget he'll use, or a "World's Best Dad" mug - stop and consider w...

Friday, June 6 2025

Source/Contribution by : NJ Publications

Medical treatments are becoming more expensive and sophisticated, meaning the cost of hospitalization, diagnostics and daycare procedures are...

Friday, May 30 2025

Source/Contribution by : NJ Publications

Navigating the world of investing can feel like traversing a complex maze, and without a solid understanding of the terrain, the journey can ...

Friday, May 23 2025

Source/Contribution by : NJ Publications

In an age where financial markets react instantaneously to tweets, geopolitical tensions, and algorithmic trading, the most counterintuitive-...

Friday, May 16 2025

Source/Contribution by : NJ Publications

Health insurance is a financial safety net that protects you and your loved ones from unexpected medical expenses. Despite its undeniable imp...

Friday, May 9 2025

Source/Contribution by : NJ Publications

Dodging Investment Traps: How to Pick the Right Mutual Funds 

By: NJ Team

Investing in mutual funds? Congratulations! You're on a path to potent...

Friday, May 2 2025

Source/Contribution by : NJ Publications

We've all been guilty of it-pushing retirement planning to the back burner. "Retirement? That's decades away!" we tell ourselves, all while fa...

Friday, April 18 2025

Source/Contribution by : NJ Publications

Introduction

Traveling abroad can be an exciting and enriching experience. However, unforeseen events such as medical emergencies, flight ca...

Friday, April 4 2025

Source/Contribution by : NJ Publications

The recent market turbulence has left many investors feeling anxious, watching their portfolios fluctuate with unsettling volatility. Headli...

Friday, Mar 07 2024

Source/Contribution by : NJ Publications

Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or buying ...

Friday, February 14 2025

Source/Contribution by : NJ Publications

A Unit Linked Insurance Plan (ULIP) is a versatile financial instrument that seamlessly integrates insurance coverage and investment opp...

Friday, February 7 2025

Source/Contribution by : NJ Publications

Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or buy...

Thursday, January 23 2025

Source/Contribution by : NJ Publications

We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going beyon...

Friday, January 17 2025

Source/Contribution by : NJ Publications

"The stock market is filled with individuals who know the price of everything, but the value of nothing." - Philip Fisher

This quote by le...

Friday, January 10 2025

Source/Contribution by : NJ Publications

As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a cle...

Friday, January 3 2025

Source/Contribution by : NJ Publications

Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their f...

Friday, December 27 2024

Source/Contribution by : NJ Publications

Geopolitical tensions—whether they stem from military conflicts, trade wars, or political instability—are a recurring feature of the glo...

Friday, December 20 2024

Source/Contribution by : NJ Publications

As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare f...

Friday, December 06 2024

Source/Contribution by : NJ Publications

When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We even ...

Friday, Nov 15 2024

Source/Contribution by : NJ Publications

Introduction

Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's cruc...

Friday, Nov 8 2024

Source/Contribution by : NJ Publications

As investors, we are very cautious about the value of our hard-earned money. So, we meticulously evaluate the performance of mutual funds usin...

Friday, Oct 18 2024

Source/Contribution by : NJ Publications

Comprehensive Car Insurance: A Guide to Protecting Your Investment

Introduction

Comprehensive car insurance is a crucial component of responsib...

Friday, Oct 11 2024

Source/Contribution by : NJ Publications

The Investor's Trifecta: Time, Pragmatism, and Pessimism

In the dynamic world of investments, where emotions can often cloud judgment, the th...

Friday, Oct 04 2024

Source/Contribution by : NJ Publications

Retail Investor's Dilemma: Should You Dive into Futures & Options Trading?

F&O trading is often romanticized as a quick path to riches, fueled...

Friday, Sept 27 2024

Source/Contribution by : NJ Publications

Season of Monsoon, Mosquitoes & Medical Insurance

The monsoon season brings beauty and relief from the heat, it brings a welcome change from...

Friday, Sept 20 2024

Source/Contribution by : NJ Publications

Debunking 7 Misconceptions About Investing

Investing wisely is not just about knowing what to do; it's also about understanding what not to ...

Friday, Sept 13 2024

Source/Contribution by : NJ Publications

The saving-spending Dilemma: Are you saving for a luxurious future while neglecting present needs?

The concept of saving for the future is d...

Friday, Sept 06 2024

Source/Contribution by : NJ Publications

Introduction

Investing Wisdom from the World of Sports

By: NJ Team

Sports and investing might seem like entirely different arenas, but beneath...

Friday, July 26 2024

In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range o...

Friday, July 12 2024

Source/Contribution by : NJ Publications

Introduction

Retirement is considered to be the golden phase in your life. It is that time in your life when you engage in activities you en...

Friday, June 21 2024

Source/Contribution by : NJ Publications

Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from ...

Friday, June 15 2024

Source/Contribution by : NJ Publications

Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis.

Chanakya was not o...

Friday, May 17 2024

Source/Contribution by : NJ Publications

"I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks about...

Friday, May 10 2024

Source/Contribution by : NJ Publications

It is the start of the financial year! It is that time of the year when you upbraid yourself for delegating your tax filing for the last min...

Friday, May 03 2024

Source/Contribution by : NJ Publications

Retirement marks the beginning of the golden years of one’s life, a life marked with relaxation, exploration, and fulfilment, making it a pe...

Friday, Apr 12 2024

Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc.

Toda...

Friday, Mar 22 2024

Source/Contribution by : NJ Publications

Few years back, we used to go to nearby stores to buy items like clothing, books, gadgets, and other necessities. However, with the emergenc...

Friday, Mar 15 2024

Source/Contribution by : NJ Publications

“In the rapidly changing world order, India is going ahead as ‘Vishwa Mitra’. India has given hope to the world that we can decide on common...

Friday, Mar 1 2024

Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that will...

Friday, 23 Feb 2024

Source/Contribution by : NJ Publications

The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by thei...

Friday,16 Feb 2024

Source/Contribution by : NJ Publications

Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them ...

Friday, Feb 2 2024

In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ir...

Friday, Jan 26 2024

Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best asset c...

Friday,19 Jan 2024

Source/Contribution by : NJ Publications

A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire ...

Friday, Dec 29 2023

Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /propo...

Friday, Dec 15 2023

In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long-t...

Thursday, Dec 21 2023

Source/Contribution by : NJ Publications

Over the course of time, certain things have proven to be universally true in different situations. With time, such happenings have taken ...

Friday, Dec 08 2023

The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 deat...

Friday, Dec 01 2023

Source/Contribution by : NJ Publications

Investing should be a logical thing and rational thing. Quite often, long-term investing success is more closely linked to our behaviour and...

Friday, Nov 24 2023

Source/Contribution by : NJ Publications

Financial behaviour and financial decision-making are two closely related aspects of an individual’s financial well-being. The impact of fin...

Friday, Nov 17 2023

Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. Ma...

Friday, Nov 10 2023

In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer a ...

Friday, Nov 3 2023

Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance is ...

Friday, Oct 27 2023

Source/Contribution by : NJ Publications

In the world of investing, the pursuit of wealth comes hand in hand with the need for effective risk management. As investors navigate the c...

Friday, Oct 20 2023

The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fund...

Friday, Sept 13 2023

Source/Contribution by : NJ Publications

If you are an experienced Indian investor in equity markets, you know that investing is a long-term game. It takes discipline, patience, an...

Friday, Oct 6 2023

Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated medic...

Friday, Sept 25 2023

Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of finan...

Friday, Sept 22 2023

Source/Contribution by : NJ Publications

In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach t...